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Terms Of Service

Welcome to Christian Money Plus (“CMCPlus”). This website is provided for informational purposes only. Please be aware that your use of the website and any of the services of CMCPlus is subject to the following terms and conditions (“Terms of Use”). If you do not agree with these Terms of Use, please do not use this website or purchase any of the products of CMCPlus. Your use of this website constitutes your agreement to be bound by, and to act in accordance with, these Terms of Use. We may, in our sole discretion and at any time, update, change or discontinue this website or any specific portion of its website (including these Terms of Use) without notice. As such, please visit this area each time you visit the website to keep up to date with the current terms regarding your use of the website. Your use of the website reaffirms your continuing agreement to the then current Terms of Use. 

CMCPlus owns the copyright for all the material on the website or has the right to use same on the website. CMCPlus also owns or has the right to use all trademarks, service marks, and trade names used on this website. No part of this website may be copied, reproduced, republished, uploaded, posted, transmitted, or disturbed in any way. Any modifications of the materials or use of the materials for any other purpose is a violation of CMCPlus’s copyright and other proprietary rights. The use of such material on any other website or computer network without CMCPlus’s written consent is strictly prohibited. Your use of the trademarks, service marks and trade names on this website in any manner other than as authorized in this Terms of Use, or as otherwise authorized in writing by us, is strictly prohibited. 

The CMCPlus website, including any associated podcasts, The Jim Paris Report monthly newsletter, and any other communications in any form from CMCPlus or its staff, is not intended to provide any tax, legal, financial planning, insurance, accounting, investment, or any other kind of professional advice or services, and nothing on the CMCPlus website, including any associated podcasts, The Jim Paris Report monthly newsletter, and any other communications in any form from CMCPlus or its staff, should be construed as an offer to sell, a solicitation of an offer to buy, or a recommendation for any security, insurance policy, or investment strategy. This applies, as well, to the Email Q&A feature of CMCPlus. The nature of the Email Q&A feature is that it is but one of the many features of the CMCPlus service, and one through which subscribers may ask questions of a general and incidental nature regarding matters of personal finance, with the exception of investment-related questions, which are not allowed and that, if asked, will not be answered. CMCPlus will not, as a function of providing the Email Q&A service, review any financial documents of members, solicit or accept any form of written financial profile on behalf of members, or otherwise accept or review any documents, including digitized documents, of such a nature that they would be reasonably considered to represent the kind of documents typically reviewed by a professional advisor for the purpose of providing professional and individualized advice to a client. Any such acceptance or review by CMCPlus staff would, in the opinion of CMCPlus, constitute a relationship with that member which falls outside of the intended scope of the Email Q&A service. Furthermore, CMCPlus and its staff retain the right to refuse to answer any question posed as a part of the Email Q&A service, if CMCPlus and staff are of the opinion that it is not appropriate, ethical, and/or legal to provide an answer to the given question.

Opinions on a wide variety of topics may be solicited by subscribers, but, if offered by CMCPlus staff in response to such questions, it is understood by subscribers that those opinions do not constitute professional advice. To make sure that any information or suggestions on this site fit your particular circumstances, to include any information received through the Email Q&A feature, you should consult with an appropriate financial, tax, and/or legal professional before taking action based on any suggestions or information on this site. You alone are solely responsible for determining whether any financial or insurance strategy, product or service, is appropriate or suitable for you based on your investment objectives and personal and financial situation. 

Without limiting the foregoing, no product or service offered or set forth on this website, nor any analysis, commentary, or otherwise (whether oral or written), provided in conjunction with the foregoing shall be deemed to constitute: (1) investment advice under applicable state or federal law, including, but not limited to, the Investment Advisers Act or 1940; or (2) any sort of transaction in securities for the account of others, including, but not limited to, any solicitation, negotiation or execution of the transaction. Neither we nor any of our representatives, sublicensees, or assigns shall be responsible for any investment decisions or third party damages or losses resulting from the use of such product(s) or service(s) or any information provided in conjunction with same. You also understand and agree that we are not (1) an “investment adviser” as such term is defined in the federal Investment Advisers Act of 1940, or (2) a “broker”, or (3) a “dealer”, as such terms are defined under the federal Securities Exchange Act of 1934. We do not hold ourselves out in any communications as an investment adviser, a broker, or a dealer.

We provide the material available through CMCPlus for informational purposes only. You may only use the material and the services available through CMCPlus for your personal and non-commercial use. We try to ensure that information we post, publish, and otherwise disseminate is both timely and accurate, and that the services offered are reliable. Despite our efforts, however, content or services available through CMCPlus may, from time to time, contain errors. Before you act on any information you’ve found through CMCPlus, you should confirm any facts that are important to your decision. If you rely on any information or service available through CMCPlus, you do so at your own risk. You understand that you are solely responsible for any damage or loss you may incur that results from your use of any service or any material and/or data downloaded from or otherwise provided through CMCPlus.

CMCPlus and all materials, information, and services available through it are provided to you “as is,” “with all faults,” and “as available.” CMCPlus and staff cannot and do not warrant the accuracy, completeness, timeliness, non-infringement, merchantability, or fitness for a particular purpose of the materials, information, and services available through this service, nor do we guarantee that the materials, information, or services will be error-free, or continuously available, or free of viruses or other harmful components.

For your convenience and enjoyment, CMCPlus may provide links to other websites that are not operated by CMCPlus. These links do not necessarily mean that CMCPlus endorses, approves, or sponsors any information available at the linked site or any products that may be sold there, nor is CMCPlus liable for any damage that might result from your use of such information or products. User activity on those sites is covered by the terms of use and privacy policies on those sites.

Except in the event of a billing error, CMCPlus does not offer refunds on subscription fees. Monthly subscriptions may be discontinued at any time, but any and all subscription fees paid up to that point will be considered due and earned by CMCPlus. If you believe a billing error has occurred on behalf of your account, you may contact us by email at support@christianmoneyplus.com, or by phone at 888-927-5879. Our mailing address is:

Christian Money Plus 138 Palm Coast Parkway NE, #223 Palm Coast, FL 32137

Any dispute or difference arising out of or in connection with these Terms of Service shall be determined by the appointment of a single arbitrator to be agreed between the parties, or failing agreement within fourteen days, after either party has given to the other a written request to concur in the appointment of an arbitrator, by an arbitrator to be appointed by the President or a Vice President of the Chartered Institute of Arbitrators.